Investment Property Loans, 48 States
Investment Property Loans Built for Speed
DSCR loans, fix and flip financing, STR lending, and more. No tax returns. No W-2s. Just the deal. Get your same-day scenario quote.
Investment Property Loans, 48 States
DSCR loans, fix and flip financing, STR lending, and more. No tax returns. No W-2s. Just the deal. Get your same-day scenario quote.
Loan Programs
Every investor is different. Whether you're buying rentals, flipping houses, or scaling a portfolio, we have a program built for you.
Qualify on the property's cash flow, not your tax returns. No income docs. Close in as few as 20 days.
Close acquisition in 7-10 days. Fast rehab draws. DSCR exit built in. One team for the full cycle.
Use actual Airbnb and VRBO income to qualify. AirDNA projections accepted.
Your accountant saves you money, your bank punishes you for it. We don't need your tax returns.
Invest in US real estate with no SSN, no US credit, and no US tax returns. 35% down.
Ground-up construction financing for 1-4 unit residential. Up to 85% LTC with draw-based funding.
Chapter One · The Knowledge
Everything we wish someone had told us when we closed our first deal. Tools, definitions, markets, and tactics built by investors, for investors.
The Glossary
Every acronym, ratio, and term that comes up in an investor loan, defined plainly by people who underwrite them every day.
Tool
Plug in rent, PITIA, and HOA. Our calculator returns your DSCR and whether you qualify, before you pay for an appraisal.
Open the Calculator →Coverage
Latest Dispatch
Why most DSCR loans start at $50K and cap at $2M, and how PFN structures deal sizes up to $6M per borrower.
How It Works
Send us the property details. We quote you the same day, often within the hour. No credit pull, no commitment.
We order an appraisal to confirm the property value. This may be a desktop review, internal valuation, or in-person inspection depending on the deal.
Once the valuation checks out, we lock your rate and finalize your loan terms. Minimal paperwork compared to conventional.
Our processing team handles the rest. Close in as few as 20 days. You fund, you cash-flow.
Chapter Two · The Stance
Most of what slows down an investor loan is friction that was never necessary in the first place. Here is what we left out on purpose.
DSCR qualifies on the property’s rent, not your personal income. No 1040s, no pay stubs, no income documentation gymnastics.
Your day job, your side business, and your other rentals do not need to fit into a conventional debt-to-income ratio. The deal stands on its own.
Fannie and Freddie cap investors at ten financed properties. We do not. Scale your portfolio as far as the numbers will carry it.
We underwrite the deal the same way we quote it. If something changes between scenario and close, you hear it from us on day one, not day twenty.
Get in Touch
Whether you're starting your first investment property deal or scaling a portfolio, we're here to help. Send us a message and our team will get back to you quickly.
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