Partner Program

Introduce an investor. Earn 25% when the loan funds.

You know investors who need financing. Make the introduction and Pinnacle Funding Network handles everything after it, from the first call to the closing table. When the loan funds, you earn 25% of the origination fee we collect.

Apply to Partner Call 214-885-4313
Of Our Origination Fee25%
Paid Within10 Business Days
States We Fund48

Two Ways to Partner

Referral partners and lending partners

The same 25% and the same process. Pick the track that fits how you work.

Referral Partner

For anyone who knows investors

Real estate investors, wholesalers, agents, CPAs, attorneys and property managers. You make the introduction, we handle the loan, and you earn 25% of the origination fee we collect when it funds.

Lending Partner

For private and hard money lenders

Send us the deals that don't fit your box: too large, too long term, or in a state you don't lend in. You keep the borrower relationship, earn the same 25%, and get the additional terms set out in the Lending Partner agreement.

How It Works

From introduction to payment

01

Apply

Tell us who you are and who you work with. Our investment committee reviews every application.

02

Sign

Approved partners sign the partner agreement electronically and send a W-9 for their business entity.

03

Introduce

Send the borrower's name and contact details through your personal introduction link, with their permission.

04

Get paid

When the loan funds, we pay your entity 25% of the origination fee we collect within 10 business days.

Example: a loan you introduced funds and we collect a $10,000 origination fee. You earn $2,500. Prefer it on one page? Download the Referral Partner Program (PDF).

New to referral income? Read how people who know real estate turn their network into referral income.

Your Role, Our Role

You make the introduction. We handle the loan.

You

Introduce the borrower through your personal link, with their permission, and let them know to expect our call.

We

Quote the deal, collect the documents, underwrite and close. We let you know when the introduction is received, when the loan is in process and when it funds.

Partners don't quote rates or terms, negotiate, or collect borrower documents. That keeps it simple for you and clean for your borrower.

What We Fund

Loans your introductions can close

Business-purpose loans on investment property, in 48 states.

DSCR rental loans

Up to 80% LTV on purchases. $55,000 to $5 million. Close in 20 to 30 days. Qualifies on the property's cash flow, not tax returns.

Fix and flip

Up to 90% of purchase and 100% of rehab for experienced borrowers, ARV capped at 70 to 75%. $100,000 to $5 million. Close in as few as 7 days.

New construction

Up to 85% loan to cost, with draw-based funding through the build.

Portfolio and blanket

Finance 2 to 100 rentals in one loan, as a single blanket loan or loans closed together.

Apply

Become a partner

Tell us about you and the investors you work with. Here is what happens next, and how payment works.

  • Review. Our investment committee reviews every application.
  • Agreement. Approved partners sign electronically. Lending partners also sign a Lending Partner addendum.
  • Your link. Once your agreement and W-9 are in, you get a personal link for introductions.
  • Payment. 25% of the origination fee we collect, paid to your business entity by wire, Zelle or check within 10 business days of funding. A W-9 with your entity's EIN is required before the first payment.
  • Funded loans only. Credit goes to the first partner to introduce a borrower who is not already a client or in our pipeline.
Partner Application

Apply to partner

Takes about two minutes. We'll be in touch after the review.

Already a partner? Use the personal introduction link in your welcome email to send us a borrower. Can't find it? Email us and we'll resend it.

Common Questions

Partner Program FAQ

How much do partners earn?
25% of the origination fee Pinnacle Funding Network collects on each introduced loan that closes and funds. If we collect a $10,000 origination fee on a loan you introduced, you earn $2,500.
When and how do I get paid?
Within 10 business days after the loan funds, by wire, Zelle or check, paid to your business entity. We need a W-9 with your entity's EIN on file before the first payment.
Do I need a business entity?
Yes. We pay partners only through a business entity, such as an LLC or a corporation, with a W-9 on file.
What does a partner actually do?
You introduce the borrower, with their permission, through your personal introduction link. We handle the quote, the documents, underwriting and closing. Partners don't quote rates or terms, negotiate, or collect borrower documents.
What if two partners introduce the same borrower?
Credit goes to the first partner to submit the borrower through our introduction form, as long as the borrower is not already a Pinnacle Funding Network client or in our pipeline.
Will I know how my introduction is going?
Yes. We let you know when we receive the introduction, when the loan is in process and when it funds. We don't share the borrower's terms or financials.
What is the difference between a referral partner and a lending partner?
Referral partners are anyone who knows real estate investors. Lending partners are private and hard money lenders who send us deals outside their own box; they keep the borrower relationship, and their terms are set out in a Lending Partner addendum to the agreement.
What loans can my introductions get?
Business-purpose loans on investment property in 48 states: DSCR rental loans, fix and flip, bridge, new construction, short-term rental, and portfolio or blanket loans.

Know an investor who needs financing?

Apply once, then send introductions whenever they come up. Looking for a loan yourself? Get a free same-day quote.

Apply to Partner Call 214-885-4313